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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Why When You Buy Disability Insurance Matters (Buying Early Isn't Just About Price)
Securing disability insurance early provides lower rates, but more importantly increases physicians’ chances of getting full coverage without exclusions and lowers the risk of being denied a policy
Steps Doctors Can Take To Protect Themselves and Their Family Financially (and Otherwise)
Essential steps doctors can take to protect themselves & their family financially (and otherwise) from loss of income or assets, identity theft, death, & malpractice lawsuits
Should You Buy Life Insurance for a Non-Working Spouse or Partner That Isn’t the Primary Breadwinner?
Why buying life insurance for a spouse who isn't working or the primary breadwinner is often recommended to help with increased expenses or unexpected life changes
Limitations of Medical Society Disability Insurance Plans
Why disability insurance policies offered through medical societies are often inferior options for physicians compared with individually acquired own-occupation coverage through a broker
How Much Does Long Term Disability Insurance Cost?
How much long term disability insurance costs for doctors and what factors affect premiums, such as coverage amount, age, specialty, health, location, and plan features
Canceling a Whole or Permanent Life Insurance Policy if It’s Felt to Be a Mistake
How to cancel a whole or permanent life insurance policy if a mistake, & using an in force illustration to assess if it makes sense to surrender it, & other options to get rid of it
Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle
Should I Get Life Insurance Through My Employer?
Why employer provided group life insurance policies are often not enough, whether you should get it and when it makes sense, including risks, limitations & costs
What Is Own Occupation Disability Insurance, and Why Does It Matter?
How true own occupation disability insurance differs from any occupation policies, why it matters for physicians, important tips when applying for coverage, & where to get it
Reasons Why Physicians Get Declined for a Disability Insurance Policy
Common reasons physicians are declined for disability insurance policies, steps to take to avoid a denial, having exclusions and limitations placed on a policy, and potential options if denied coverage
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