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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Do Dual Physician Families Need Disability and Life Insurance?
Why it's important for both physician spouses in dual physician families to get disability & life insurance, why relying on each other as a backup plan can be risky
The Annual Malpractice Insurance Checkup: 10-Point Review to Ensure Your Policy is Adequate
10-point annual malpractice insurance checkup that allows you to evaluate if your policy remains adequate & prevents coverage gaps that could leave you vulnerable
Malpractice Tail Insurance Coverage: Understanding Your Options and What It Costs
What malpractice tail insurance is & what your options for coverage are, when it's needed, what determines how much it costs, & what to negotiate in contracts
Medical Malpractice Risk by Specialty
A data-driven look at malpractice risk by specialty, including claim frequency, average payouts, and dismissal rates, & how to ensure appropriate coverage
What Types of Insurance Do Most Physicians Need?
The basics of insurance for physicians, with categories of coverage needed, including malpractice, disability, life, umbrella, & health coverage, & how much to buy.
Medical Malpractice Insurance Coverage Limits: How Much Is Enough?
How to determine how high your medical malpractice coverage limits need to be based on state damage caps, & when to purchase excess professional liability insurance
Malpractice Insurance Non-Renewal Notice: What to Do When Your Carrier Drops You
What a malpractice insurance non-renewal notice means, why carriers issue non-renewals, and how physicians can secure a replacement policy without coverage gaps
Should I Buy Life Insurance for My Kids?
Why it usually doesn't make sense for doctors to buy life insurance for their kids, and the specific situations or cases when it might make sense for your children
When to Reshop Your Malpractice Insurance Policy (And When Not To)
When it's a good idea to reshop your medical malpractice insurance, how to do it, & when reshopping is most likely (or not) to yield a better price or policy
Claims-Made vs. Occurrence Malpractice Policies: What to Know
Key differences in claims-made vs occurrence malpractice insurance, including tail and nose coverage, premium costs, & what to negotiate when signing a contract
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