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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle
Should I Get Life Insurance Through My Employer?
Why employer provided group life insurance policies are often not enough, whether you should get it and when it makes sense, including risks, limitations & costs
What Is Own Occupation Disability Insurance, and Why Does It Matter?
How true own occupation disability insurance differs from any occupation policies, why it matters for physicians, important tips when applying for coverage, & where to get it
Reasons Why Physicians Get Declined for a Disability Insurance Policy
Common reasons physicians are declined for disability insurance policies, steps to take to avoid a denial, having exclusions and limitations placed on a policy, and potential options if denied coverage
How Physicians Can Opt Out of Medicare, and What to Know and Consider Beforehand
What physicians considering opting out of Medicare should understand prior to making the decision & protocols for how to opt out & back in
When Should You Get Life Insurance? A Guide for Physicians
When and how physicians should get life insurance, with what factors and personal considerations affect when it's needed and recommended
Disability Insurance FAQs: How Much DI Benefit Do I Need As A Doctor?
How to determine how much monthly benefit you need when purchasing disability insurance, what most physicians get, & when to adjust coverage
Disability Insurance FAQs: When To Consider Dropping or Modifying Your Policy or Changing Your Benefit Amount
When and how physicians should drop or modify their disability insurance policy, & options considering age, work changes, income, & savings
Disability Insurance FAQs: Pregnancy and Why Women Should Get DI Before Getting Pregnant
Why women should buy their disability insurance policies before getting pregnant and FAQs about pregnancy, short term DI, and exclusions
Types of Permanent Life Insurance, Including Whole, Universal, and Variable Policies
How types of permanent life insurance compare to term, including whole, universal, and variable policies, and pros and cons of cash value.
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