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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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2026 IRS Contribution Limits for Retirement, 529, and HSA Accounts & Updated Federal Tax Brackets
Key IRS changes and updates for 2026 including tax brackets, contribution limits to tax-advantaged retirement & savings plans like 401ks, IRAs, HSAs, 529s, and more
Canceling a Whole or Permanent Life Insurance Policy if It’s Felt to Be a Mistake
How to cancel a whole or permanent life insurance policy if a mistake, & using an in force illustration to assess if it makes sense to surrender it, & other options to get rid of it
How Capital Gains Are Taxed: Short-Term Vs Long-Term Gains
What classifies as a capital asset, when taxes on earnings are owed, short-term vs long-term capital gains tax rates, & tax strategy when selling appreciated assets
Investing in Gold: Pros, Cons, and Getting Started
A primer on investing in gold, including why the commodity holds value & what determines changes in price, pros and cons, & how to invest in gold in different ways
The Repayment Assistance Plan (RAP): When Borrowers Might Consider This Student Loan Repayment Plan
What the Repayment Assistance Plan (RAP) is for federal student loan borrowers, disadvantages for high income earners like doctors, & when the option may make sense
How Much of Your Salary to Save: Percentages Based on Stage of Life and Earnings
How much of your salary you should be saving in order to save enough for retirement based on gross earnings, & how to adapt the 20% rule to your situation & goals
Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle
Should I Get Life Insurance Through My Employer?
Why employer provided group life insurance policies are often not enough, whether you should get it and when it makes sense, including risks, limitations & costs
Interest for SAVE Plan Student Loans Resumes Accrual August 1
Department of Education announces interest will resume accrual on federal student loans in the SAVE repayment plan beginning August 1, 2025; how to decide what to do
Trump Investment Accounts for Children: What You Need to Know
Details about the new Trump accounts for children, what advantages & limitations are for saving & investing on behalf of your kids, when it may be a good idea, & alternatives to consider
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