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Disclaimers and Disclosures

Physician Side Gigs is an independently owned and operated site. There is no charge to use the site, and it is meant for informational purposes. That said, in order to help support the existence of the site and the Physician Side Gigs Facebook group, this site does hope to not only serve as a repository of information, but also a source of revenue. This is accomplished not by charging members of the group, but by charging advertising and affiliate fees to individuals or companies that have relevant resources for the group. Whenever possible, we also aim to make this win-win-win for our members by also providing members with discounts, perks, or free education. If you are interested in advertising with the group, you can contact us at partnerships@physiciansidegigs.com or by using the contact form on this website.  PLEASE SEE FULL TERMS OF USE BELOW. BY USING THIS WEBSITE YOU AGREE TO THE TERMS.

Thank you for your support!

- Nisha Mehta

General Disclaimer:

 

Nisha Mehta is not a financial advisor, licensed coach, or fiduciary. Although I am a physician, this site is not meant to convey medical advice or in any way reflect the opinions of my employers. I share my experiences and the experiences of others in the Physician Side Gigs Facebook group, and these are based on our collective personal experience, and may or may not apply to you as an individual.  You should always check with your accountant, financial advisor, lawyer, or other relevant licensed individual or trusted persons if you have any questions before pursuing anything you find on this page.  
 

Nisha Mehta MD, LLC. and its owners, presenters, and employees are not in the business of providing personal, financial, tax, legal or investment advice and specifically disclaims any liability, loss or risk, which is incurred as a consequence, either directly or indirectly, by the use of any of the information contained in emails, events, the online communities, or other interactions. We do NOT provide any legal, accounting, securities, investment, tax or other professional services advice and are not intended to be a substitute for meeting with professional advisors. If legal advice or other expert assistance is required, the services of competent, licensed and certified professionals should be sought, who can help assess the appropriateness of any decisions in light of each individual’s specific goals, experiences, circumstances, and financial status. In addition, we do not endorse ANY specific investments, investment strategies, advisors, or financial service firms, and any references to these should be viewed as introductions to look into rather than formal recommendations or endorsements.  Please do your own research and due diligence prior to making any decisions on the basis of anything you learn from our interactions or platforms.  

Additional disclaimers:

 

We cannot verify the claims or statements made by members on the platform.  Past performance is not a guarantee of future performance.  While we may relay our personal experiences for conversational purposes, your personal results may vary depending on factors beyond our control, and we make no promises that your experiences will be similar to ours.

Advertisers/Affiliates:
 

Some links, opportunities, or resources provided by the admin may be monetized or be affiliates/advertisers. We will try our best to be transparent with these when applicable by designating them as referral or affiliate links, sponsors, or otherwise stating the relationship.  We try to vet these opportunities or resources to the best of our ability before recommending them. Please note that these rules are different than for the members, and that the funds raised help support the existence of the group and compensate moderators. Thanks for understanding!

Nisha Mehta, MD is a participant in the Amazon Services LLC Associates Program, an affiliate advertising program designed to provide a means for sites to earn advertising fees by advertising and linking to Amazon.com.  This site also contains other affiliate links that may result in a commission paid to support Nisha Mehta, MD's mission for the physicians in her Facebook group.  

Zoe Financial: If you use Zoe Financial, you are being referred to Zoe Financial, Inc. by Nisha Mehta, MD LLC (“PhysicianSideGigs”), a solicitor of Zoe Financial, Inc. ("Solicitor"). The Solicitor that is directing you to this webpage will receive compensation from Zoe Financial, Inc. If you qualify to meet with a Zoe Financial advisor, the solicitor will receive a referral fee from Zoe Financial.  You will not be charged any fee or incur any additional costs for being referred to by Zoe Financial, Inc. the Solicitor. The Solicitor may promote and/or may advertise Zoe Financial, Inc.’s investment adviser services and may offer independent analysis and/or reviews of Zoe Financial, Inc.’s services. Zoe Financial, Inc. and the Solicitor are not under common ownership or otherwise related entities. Additional information about Zoe Financial, Inc. is
contained in its Form ADV Part 2A available here https://zoefin.com/wp-content/uploads/2019/03/ZOE-ADV.pdf.

Links To Other Sites:

 

This website contains links to other websites. Some of our advertising partners may use cookies and web beacons on our site, including Commission Junction and Amazon.  This site has no access or control over those cookies.  This site does not claim nor accept responsibility for any privacy policies, practices, or procedures of other such websites.  Therefore, we encourage all users and visitors to be aware that when they leave our website, if they are interested in the privacy policies or disclaimers of other websites, they should seek those on those websites.  The following Privacy policy only applies to information collected by this website.  If you wish to disable cookies, you may do so through your individual browser options.  More detailed information about this can be found at your browsers' respective website.  

Privacy Policy

Personal Information Collected on this Website:

No personally identifiable information is directly collected on this website from persons that browse our website. The only personally identifiable information collected on this website is on specified sign up forms, comment sections, and email subscription forms, where fields may be used so that you can provide your name, email address, or other contact information to leave a comment, receive a download, subscribe to the newsletter, or other offers. We collect this information so that we can respond to the comments or questions that you post, or provide you with the services that you request.  This website will never share your email address or any of your personal information with a third party without your consent.

 

Anonymous Information Collected on this Website:

We record anonymous data. Most of the information that we collect from this website is anonymous information, such as the pages you visit. Other anonymous data we may collect might include the name of your internet service provider, the website that you used to link to our site, the websites that you visit from our site, type of browser, date/time stamps, number of clicks on the page, flow throughout the site, demographic information, and your IP address. The data is used for statistical purposes only, but you, as the individual user, remain anonymous. We use this anonymous information to help improve the content of this site and to compile aggregate statistics about individuals using our site for internal market research purposes.

Terms of Use

   1. YOUR USE OF THE WEBSITE

 

physiciansidegigs.com (the “Website”) is owned and operated by Nisha Mehta, MD, LLC (“PSG”). Use of the Website includes accessibility to blogs, newsletters, social media groups and accounts, threads, comments, materials, products and contents of the Website.   By using or accessing any part of the services and materials made available to you on the Website, you unconditionally consent to be bound by these Terms of Use. IF YOU DO NOT AGREE TO THESE TERMS OF USE, THEN DO NOT USE THE WEBSITE.

   2. ADVICE AND CONTENT

 

The content and materials provided by PSG is published generally and DOES NOT constitute individualized financial, legal, or tax advice, or other personalized advice.  The content and materials are not personal to you and do not take into account your personal circumstances.  PSG does not assess the suitability or appropriateness of any investment in light of your personal circumstances, including your knowledge and understanding, financial strength, tax liability or appetite for risk.

PSG does not act as an investment advisor or advocate the purchase or sale of any security or investment.  If you need guidance on interpreting the materials and content on the Website given your personal circumstances, you should seek independent advice from appropriate qualified professionals.

Investment markets have inherent risks and there is no guarantee of future profits, or even a return of your investment.  Past performance does not assure future results. Investors must be able to afford to lose their entire investment.  Specifically, certain investments are only for accredited investors who are familiar with and willing to accept the high risk associated with private investments.  Securities sold through private placements are not publicly traded and, therefore, are less liquid, and may be subject to holding period requirements.

The information generally available on the Website DOES NOT constitute recommendations, solicitations, or offers to buy or sell any securities, options, other financial instruments or other assets, or provide any investment advice or service.  The content and materials PSG provides is for general information only and is not intended to be relied upon by users in making (or not making) certain investment decisions.  PSG tries to ensure that the content and materials are up to date and accurate, but PSG does not guarantee the accuracy of the information.  Users are encouraged to perform their own research, investigation, and due diligence.

 

   3. YOUR COMMUNICATIONS

 

You are responsible for your own communications using the Website. You may not:

  • communicate material that is copyrighted, reveals trade secrets, infringes on any other intellectual property rights of others;

  • communicate material that is obscene, defamatory, threatening, harassing, abusive, hateful, or embarrassing to any person or entity;

  • communicate material that constitutes or encourages illegal activities or otherwise violates federal, state, or local criminal or civil laws.

 

You further understand and acknowledge that messages or communications posted on the Website should not be considered financial advice, and are not intended to replace the services of financial professionals or other qualified professionals. PSG does not endorse and is not responsible for such messages or communications of third-parties and PSG does not warrant or condone the accuracy, completeness, or viability of any such messages or content posted by others.  PSG shall not be liable for the messages or communications posted by third-parties.

   4. TERMINATION

PSG reserves the right to block, delete or stop the uploading of materials and communications that it in its sole discretion finds unacceptable for any reason. If your right to use this Website ends, you shall make no further use of this Website or any information obtained from this Website.

   5. LINKING TO OTHER SITES

We provide links to other websites, not owned or controlled by PSG. We do this because we think this information might be of interest or use to you or where, as a user, we can provide you with value-added services. While we do our best to ensure your privacy, we cannot be responsible for the privacy practices of other sites. A link to a non-PSG website does not constitute or imply endorsement by PSG. Additionally, we cannot guarantee the quality or accuracy of information presented on non-PSG websites. We encourage you to review the privacy practices of any website you visit.

   6. APPROPRIATENESS OF CONTENT

 

Although this Website and its links may offer general information this Website does not solicit or accept information from any person younger than 18 years of age. This Website is not intended to attract children under the age of 18.

   7. NO LIABILITY FOR COMPUTERS AND NETWORKS USED TO ACCESS YOUR ACCOUNT

 

We are only responsible for the security of the computer systems we own and operate. PSG shall have no liability for information about you stored or recorded by any computer or mobile device or any network, whether public or private, that you may use to access the Website.

   8. ACCEPTABLE USE

You agree not to access or use the Website for an unlawful or illegitimate purpose. You shall not attempt to disrupt the operation of the services or the Website. You shall not attempt to gain unauthorized access to any user accounts or computer systems or networks.

   9. OPERATION AND RECORD RETENTION

 

PSG reserves complete and sole discretion with respect to the operation of the Website. PSG may withdraw, suspend or discontinue any functionality or feature of the services. PSG is responsible for maintaining data arising from use of the services, but does not warrant the accuracy or completeness of the data stored. PSG reserves the right to maintain, delete or destroy all communications and materials posted or uploaded to the Website pursuant to its internal record retention and/or destruction policies.

  10. INTELLECTUAL PROPERTY

All of the content available on or through the Website is the property of PSG or their licensors, and is protected by copyright, trademark, patent, trade secret and other intellectual property laws. You agree not to reproduce, retransmit, distribute, disseminate, sell, publish, broadcast, or circulate the content received using the Website communication tool to anyone. All materials made available for download from the Website is the copyrighted work of PSG or its licensors. All other brands and names are the property of their respective owners. Nothing contained on the Website should be construed as granting any license or right to use any trademark displayed on this site without the express written permission of PSGI, or any other party that may own the trademark.

  11. DIGITAL MILLENNIUM COPYRIGHT ACT

PSG respects the intellectual property of others and expects users of the Website to do the same. If you believe that your copyrighted work has been copied in a way that constitutes copyright infringement and is accessible on this site or through this service, you must provide the following information when providing notice of the claimed infringement to PSG:

  • Information reasonably sufficient to permit PGS to contact you, such as a telephone number and/or electronic mail address; and

  • A statement that you have a good faith belief that the use of the material is not authorized by the copyright owner, its agent or law.

 

The above information must be submitted as a written notification to PSG through PSG Customer Support by emailing us at partnerships@physiciansidegigs.com.

  12. LIABILITY OF PSG AND ITS LICENSORS AND SUPPLIERS

Limitation of Liability. TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, NISHA MEHTA, MD LLC, AND ITS MEMBERS, MANAGERS,  OFFICERS, EMPLOYEES, AGENTS, AFFILIATES, AND ITS LICENSORS, PRESENTERS, AND SUPPLIERS AND THEIR PARENTS, SUBSIDIARIES, AFFILIATES, SUPPLIERS AND THEIR OFFICERS, DIRECTORS, AFFILIATES, SUBCONTRACTORS, AGENTS AND EMPLOYEES (INCLUDING, FOR THE PURPOSES OF THIS ENTIRE SECTION, ALL PROVIDERS OF CONTENT FOR THIS WEBSITE) (COLLECTIVELY “RELEASED PARTIES”) EXCLUDE AND DISCLAIM ALL LIABILITY, AND SHALL NOT BE LIABLE TO YOU, UNDER ANY CIRCUMSTANCES OR UNDER ANY THEORY OF LIABILITY OR INDEMNITY, WHATEVER NATURE AND HOWSOEVER ARISING, FOR ANY DAMAGES OR PENALTIES WHATSOEVER (INCLUDING, WITHOUT LIMITATION, DIRECT, GENERAL, SPECIAL, INCIDENTAL INDIRECT, EXEMPLARY, PUNITIVE AND CONSEQUENTIAL DAMAGES, LOST PROFITS, OR DAMAGES RESULTING FROM LOST DATA, BUSINESS INTERRUPTION, OR OTHER LOSSES OF ANY KIND OR CHARACTER) EVEN IF THE RELEASED PARTIES HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES OR LOSSES, ARISING OUT OF OR IN CONNECTION WITH THE USE OR INABILITY TO USE THIS WEBSITE OR THE CONTENT. THIS LIMITATION OF LIABILITY APPLIES WHETHER THE ALLEGED LIABILITY IS BASED ON CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY OR ANY OTHER BASIS.

IF ANY PART OF THIS LIMITATION OF LIABILITY IS FOUND TO BE INVALID OR UNENFORCEABLE FOR ANY REASON, THEN THE AGGREGATE LIABILITY OF THE RELEASED PARTIES FOR LIABILITIES THAT OTHERWISE WOULD HAVE BEEN LIMITED SHALL NOT EXCEED TEN DOLLARS ($10.00).

No Warranties; Disclaimers. WCI MAKES NO REPRESENTATIONS OR WARRANTIES WITH RESPECT TO THE WEBSITE, SERVICES, CONTENT AND ALL OTHER INFORMATION AVAILABLE ON OR PROMOTED THROUGH THIS WEBSITE.  THIS WEBSITE AND ALL OF ITS CONTENT (INCLUDING MESSAGES OR COMMUNICATIONS BY THIRD-PARTIES) ARE PROVIDED ON AN  “AS IS,” “AS AVAILABLE” BASIS, WITHOUT REPRESENTATIONS OR WARRANTIES OF ANY KIND OR NATURE.   TO THE FULLEST EXTENT PERMITTED BY LAW, RELEASED PARTIES (DEFINED ABOVE) DISCLAIM ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, STATUTORY OR OTHERWISE, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, NONINFRINGEMENT OF THIRD PARTIES RIGHTS, OR FITNESS FOR A PARTICULAR PURPOSE.  TO THE FULLEST EXTENT PERMITTED BY LAW, THE RELEASED PARTIES DISCLAIM ALL REPRESENTATIONS AND WARRANTIES ABOUT THE SECURITY AND OPERATION OF THIS WEBSITE, AND THAT ANY TRANSMISSIONS OR ACCESS TO OR FROM WEBSITE WILL BE FREE OF ANY HARMFUL COMPONENTS (INCLUDING VIRUSES).

THE RELEASED PARTIES MAKE NO REPRESENTATIONS OR WARRANTIES THAT THE INFORMATION IN, OR LINKS OR SEARCHES CONDUCTED THROUGH THIS SITE ARE COMPLETE, EXHAUSTIVE, RELIABLE, CURRENT OR ACCURATE.

  13. INDEMNIFICATION

 

Without limiting the generality or effect of other provisions of this Agreement, as a condition of use, You agree to indemnify and hold harmless PSG, and its members, managers, officers, employees, agents, affiliates, and its licensors, presenters, and suppliers and their parents, subsidiaries, affiliates, suppliers and their officers, directors, affiliates, subcontractors, agents and employees (collectively, “Indemnified Parties” and each, individually, an “Indemnified Party”) against all costs, expenses, liabilities and damages (including attorney’s fees) incurred by any Indemnified Party in connection with any third party claims arising out of: (i) your use of the Website and/or your receipt of services; (ii) your failure to comply with any applicable laws and regulations; and (iii) your breach of any of your obligations set forth here. You shall not settle any such claim without the written consent of the applicable Indemnified Party.

  14. CHANGES TO TERMS OF USE

PSG may revise, modify or amend the information contained in the Privacy Policy or other Terms of Use at any time. Any such revision, modification or amendment shall be effective immediately upon either posting it to this Website or otherwise notifying you.  By continuing to access or use the Website after those changes become effective, you agree to be bound by the revised Terms of Use.

  15. MISCELLANEOUS

PSG is based in Mecklenberg County, State of North Carolina in the United States of America and makes no claims that the content and information included at this site is appropriate or may be downloaded outside of the United States. Access to the content and information included at this site may not be legal by certain persons or in certain countries. If you access this site from outside the United States, you do so at your own risk and are solely responsible for compliance with the laws of your jurisdiction and any other applicable laws.

These terms of use shall be governed and construed in accordance with the laws of the State of North Carolina without regard to the choice of law provisions of any jurisdiction. PSG may without notice to you assign its rights and duties hereunder to any party at any time. Failure to enforce or insist on strict performance of any provision of these terms shall not be construed as a waiver of any provision or right. You agree that any legal action or proceeding between PSGI and you in any way related to these terms of use shall be brought exclusively in a court of a competent jurisdiction sitting in Mecklenberg County, North Carolina. The invalidity or unenforceability of any provision shall not in any way affect the validity or enforceability of the rest of these terms.

  16. NOTICES

 

Use of this site and the Website constitutes your agreement to receive all such notices electronically.

  17. QUESTIONS

 

If you have questions and comments, or if you believe that your confidentiality has been breached or that any of your communications have been intercepted, or you wish to notify us regarding a suspected violation of these terms, please contact Customer Support by email at partnerships@physiciansidegigs.com.

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