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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Canceling a Whole or Permanent Life Insurance Policy if It’s Felt to Be a Mistake
How to cancel a whole or permanent life insurance policy if a mistake, & using an in force illustration to assess if it makes sense to surrender it, & other options to get rid of it


How Capital Gains Are Taxed: Short-Term Vs Long-Term Gains
What classifies as a capital asset, when taxes on earnings are owed, short-term vs long-term capital gains tax rates, & tax strategy when selling appreciated assets


Investing in Gold: Pros, Cons, and Getting Started
A primer on investing in gold, including why the commodity holds value & what determines changes in price, pros and cons, & how to invest in gold in different ways


The Repayment Assistance Plan (RAP): When Borrowers Might Consider This Student Loan Repayment Plan
What the Repayment Assistance Plan (RAP) is for federal student loan borrowers, disadvantages for high income earners like doctors, & when the option may make sense


How Much of Your Salary to Save: Percentages Based on Stage of Life and Earnings
How much of your salary you should be saving in order to save enough for retirement based on gross earnings, & how to adapt the 20% rule to your situation & goals


Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle


Should I Get Life Insurance Through My Employer?
Why employer provided group life insurance policies are often not enough, whether you should get it and when it makes sense, including risks, limitations & costs


Interest for SAVE Plan Student Loans Resumes Accrual August 1
Department of Education announces interest will resume accrual on federal student loans in the SAVE repayment plan beginning August 1, 2025; how to decide what to do


Trump Investment Accounts for Children: What You Need to Know
Details about the new Trump accounts for children, what advantages & limitations are for saving & investing on behalf of your kids, when it may be a good idea, & alternatives to consider


How Does the Big Beautiful Bill Impact Physicians?
Ways in which the recently passed Big Beautiful Bill impacts physicians in terms of healthcare, patient care, taxes, student loans, estate planning, businesses, & side gigs
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