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A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Do Non-Procedural Specialty Physicians Need Disability Insurance?
Why disability insurance is important for all doctors, even if you’re in a non-procedural specialty where you think it's unlikely you couldn't work in some capacity
Workplace Insurance Benefits: Options Commonly Offered & If You Should Take Them
Common workplace insurance options offered through employee benefit programs, including health, dental, life, and disability coverage, & whether you should take them
The Cost of Living Adjustment Rider (COLA Rider) for Disability Insurance
A Cost of Living Adjustment (COLA) rider protects disability insurance benefits from inflation, but is expensive to add to a policy; learn when it makes sense.
Why When You Buy Disability Insurance Matters (Buying Early Isn't Just About Price)
Securing disability insurance early provides lower rates, but more importantly increases physicians’ chances of getting full coverage without exclusions and lowers the risk of being denied a policy
Limitations of Medical Society or Association Disability Insurance Plans
Why disability insurance policies offered through medical societies are often inferior options for physicians compared with individually acquired own-occupation coverage through a broker
How Much Does Long Term Disability Insurance Cost?
How much long term disability insurance costs for doctors and what factors affect premiums, such as coverage amount, age, specialty, health, location, and plan features
Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle
What Is Own Occupation Disability Insurance, and Why Does It Matter?
How true own occupation disability insurance differs from any occupation policies, why it matters for physicians, important tips when applying for coverage, & where to get it
Reasons Why Physicians Get Declined for a Disability Insurance Policy
Common reasons physicians are declined for disability insurance policies, steps to take to avoid a denial, having exclusions and limitations placed on a policy, and potential options if denied coverage
Short-Term Disability Insurance Policies: What to Know When Deciding if You Need One
What short-term disability insurance policies cover, key features & exclusions, maternity leave, & when and how doctors should buy a plan
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