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Welcome to the blog!
A repository of articles about things doctors didn't learn in medical school, covering side gigs, finances, the business of medicine, life in medicine, and more. These resources are intended to take a deeper dive into specific topics referenced in our educational pages.
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Do Physicians Need Disability Insurance If Their Spouse Also Works at a High Income Job?
Why doctors in dual income physician families still need a disability insurance policy, even if a spouse is a high earner, to protect themselves & their lifestyle
What Is Own Occupation Disability Insurance, and Why Does It Matter?
How true own occupation disability insurance differs from any occupation policies, why it matters for physicians, important tips when applying for coverage, & where to get it
Reasons Why Physicians Get Declined for a Disability Insurance Policy
Common reasons physicians are declined for disability insurance policies, steps to take to avoid a denial, having exclusions and limitations placed on a policy, and potential options if denied coverage
Short-Term Disability Insurance Policies: What to Know When Deciding if You Need One
What short-term disability insurance policies cover, key features & exclusions, maternity leave, & when and how doctors should buy a plan
Should I Take the Disability Insurance Benefit Increase I was Offered from My Policy's Rider?
How to decide what to do when you’re offered a bigger DI benefit by the insurance company through your policy Future Benefit Increase Option
Disability Insurance FAQs: How Much DI Benefit Do I Need As A Doctor?
How to determine how much monthly benefit you need when purchasing disability insurance, what most physicians get, & when to adjust coverage
Disability Insurance FAQs: When To Consider Dropping or Modifying Your Policy or Changing Your Benefit Amount
When and how physicians should drop or modify their disability insurance policy, & options considering age, work changes, income, & savings
Disability Insurance FAQs: Pregnancy and Why Women Should Get DI Before Getting Pregnant
Why women should buy their disability insurance policies before getting pregnant and FAQs about pregnancy, short term DI, and exclusions
Do Physicians Need to Buy Their Own Disability Insurance Policy if They Have an Employer Sponsored Plan?
Physicians should always have their own DI policy, but can stack it with an employer disability insurance plan for additional protection.
Disability Insurance FAQs: Which Riders Should Physicians Get?
Popular disability insurance options include future increase, COLA, partial and residual benefit, own occupation, and catastrophic riders.
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